Tuesday, May 15, 2012

Why I Don't Follow a Budget

If I had a nickle for everytime someone told me the value of creating and sticking to a budget I'd be rich....ok, well maybe it hasn't been that often.  :)  I've heard wonderful stories of people who started using a budget and after a few years they were able to get out of debt.  I'm not doubting the sincerety of their stories or the value of a budget.  I'm just not quite sure that budgets and I get along.

My bank has a webpage that actually shows me exactly how I am spending my money.   When I look at it I have two options.  I can either get depressed about my situation or rejoice because God is faithful and provides for me.  I'm choosing the latter.  This is what the past month and a half have looked like so far.
April: money in $1,663.49
           money out $2,862.15

deficit: -$1,198.66

May (to date) money in $1,060.84
                        money out $1,193.39

deficit: -$132.55

On paper/computer screen this looks really bad and you might be tempted to judge me as spending my money in frivolous ways.  I'm sure I could justify my spending habits because I honestly believe that I mostly have good habits when it comes to spending money.  However this post isn't about that.  It is about showing how God provides.  You see, despite the negative numbers God has provided money for rent, car insurance, the car payment, and my credit card payment.  I don't understand how He does it, but I don't have to.  All I'm required to do is trust that He will continue to provide for my monthly needs.

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